| • |
Benefits are a part of a Total Compensation Package |
| |
You have the right to expect us to review benefit programs from the employer’s perspective of a total compensation package. |
| |
| • |
Protection from Over/Under Insurance |
| |
You have the right to have us determine the true value of your plan by analyzing your expense to usage ratio in order to protect you from either over- or under-buying coverage. |
| |
| • |
Support for Your Management Team |
| |
You have the right to expect us to provide comprehensive support to your management team, including the finance and the human resources departments. Expect us to work with your team to: establish objectives; design benefits plans and their objectives; draft and stick to timelines; coordinate plan implementation; and support you in your ongoing administrative needs. |
| |
| • |
Customized Approach |
| |
You have the right to have us provide you with a customized approach that you help determine in order to meet the specific needs of your company/organization. |
| |
| • |
All Fees and Commissions are Clear |
| |
You have the right to know how we earn our income and what the fees are for our services. There will never be any surprises, and all our fees are commensurate with industry standards. |
| |
| • |
A Total Benefits Resource for Your Employees |
| |
You have the right to expect us to be a total resource for all your employees so that they may fully utilize and have a positive perception of the programs you are paying for. |
| |
| • |
A Resource on Trends and Industry Info |
| |
You have the right to be provided with information on industry trends, plan design and funding mechanisms. |
| |
| • |
Complete Brokering Services |
| |
You have the right to expect us to provide all brokering services necessary for securing your plan, including bidding, analysis and recommendations. |
| |
| • |
Maintaining Compliance |
| |
You have the right to expect us to help keep you in full compliance with the changing legal landscape by providing you with information about and education on legislative activity in the health care and benefits industries. |
| |